45 Oak Tree Cir

Austin, KY
$ 329,900 Beds 4 Baths 2 Sq 1,619
Monthly Estimate* How much can I afford?

Charming totally updated lakefront home on Barren River Lake. This wooded 1619 square foot property has 3 bedrooms and 2 full baths, plus a large sleeping loft. The kitchen has been fully renovated with new cabinets, quartz countertops, and stainless steel appliances, and there are new windows throughout. There is a deck off the main bedroom and a screened porch off the great room with a convenient grilling area, both with unobstructed year-round lake views. High speed fiber internet and HVAC replaced 2018. Located just 10 minutes from Barren River State Park with golf, hiking trails, and a marina. Adjacent lower road has access to neighborhood docks.

Active

  • Price
  • $ 329,900
  • City
  • Austin
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • Barren
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.29 Acres
  • Zip
  • 42123
  • Sqr Footage
  • 1,619
  • Year Built
  • 1995
  • Style
  • A-Frame
  • MLS#
  • 1709096
Listed By: Biddle Realty
Data Source: Metro Search, Inc.

Features

General

Heating Electric
Cooling Central Air
Utilities Electricity Connected
Roof Metal
HOA Fee 150
Architectural Style A-Frame
Construction Materials Wood Frame
Year Built 1995
Stories Count 1
Property Subtype Single Family Residence
County Barren
Property Type Residential
HOA true
Attached Garage false
Subdivision Name NONE
Garage Y/N false
Total Rooms 8
Full Baths 2
Status Active
Directions Take State Hwy 1347 and KY-87 to US-31E S in Lucas 8 min (4.5 mi) Turn left onto US-31E S 4 min (3.5 mi) Continue on KY-252 N to KY-101 N
City Austin
Lot Size Units Acres
Lot Size Square Feet 12807
Standard Status Active
Tax Lot 39

Interior Features

Basement Walkout Finished
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Above Grade Finished Area 796
Total Bedrooms 4
Below Grade Finished Area 823
LivingAreaSource Appraiser
Total Baths 2

Exterior Features

Parking Features On Street
Water Source Public
Lot Size Area 0.29
Building Area Total 796
Lot Size Acres 0.29

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Elizabethtown, KY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
Agent Photo

Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School
Middle School
High School Unknown High School

Price History

2/16/2026 Listed $380,000
4/22/2026 8% - $349,900
5/16/2026 3% - $339,900
7/16/2026 3% - $329,900

Property vs Zip Code Average in 42123

Price
AVG $570K
$330K
Year Built
AVG 1999
1995

Areas That We Cover

45 Oak Tree Cir Austin, KY is a Single Family Home for sale at $329900 with 1619 sqft and a lot size of 0.29 Acres Acre(s). 45 Oak Tree Cir Austin has 4 bedrooms, 2 baths and was built in 1995. The property's zip code is 42123 which is in Austin, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.