Jacey Kline

650 Williams St

Mt Vernon, KY
$ 285,000 Beds 4 Baths 3 Sq 3,177 Virtual Tour
Monthly Estimate* How much can I afford?

MOTIVATED SELLERS! Seller offering a 1 year Home Warranty. Welcome to a home where the heavy lifting has already been done, giving you the opportunity to move in with confidence and make it your own. With over 3,000 square feet of living space, this spacious property offers a rare combination of size, functionality, and value that's hard to find at this price point. Recent improvements have created a solid, move-in ready foundation for its next owner. Inside, you'll find generously sized living areas, a functional layout, & plenty of room to spread out, whether you're hosting, working from home, or simply enjoying everyday life. The kitchen offers ample cabinetry a perfect peninsula workspace, granite countertops & an openness to the family room making this cozy & inclusive. Peace of mind is an added bonus with a 1-yr Home Warranty.The main living areas provide flexibility for a variety of furniture layouts & uses. Formal dining-check. Cozy night in with fireplace going-check. Hosting gatherings with family room with patio doors open to bring the outside in and inside out-check. A more formal living area perfect for a quiet space or watching a movie while sports are on in the 2nd family room-check. The list of possibilities is endless & able to grow and morph as seasons of life change. Step outside to a large deck space perfect for relaxing or entertaining, along with a yard that offers additional potential to create your ideal outdoor setup and private oasis. This home is ideal for buyers looking for space, value, and the ability to personalize without taking on major repairs. If you've been searching for a property where the big ticket items have already been addressed, this is one you won't want to miss. NOT!! to be missed is the amazing history story this home tells. See documents for a little walk through Mt Vernon history.

Active

  • Price
  • $ 285,000
  • City
  • Mt Vernon
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • Rockcastle
  • Half Bathrooms
  • 2
  • Area
  • Lot Size
  • 1 Acres
  • Zip
  • 40456
  • Sqr Footage
  • 3,177
  • Year Built
  • 1932
  • Style
  • Cape Cod, Traditional
  • MLS#
  • 1720252
Listed By: EXP Realty LLC
Data Source: Metro Search, Inc.

Features

General

Heating Electric,Heat Pump
Cooling Wall/Window Unit(s),Central Air
Utilities Electricity Connected,Propane
Roof Shingle
Garage Spaces 3
Architectural Style Cape Cod,Traditional
Construction Materials Vinyl Siding,Brick Veneer,Brick
Year Built 1932
Stories Count 2
Property Subtype Single Family Residence
County Rockcastle
Property Type Residential
HOA false
Attached Garage true
Subdivision Name NONE
Garage Y/N true
Total Rooms 16
Full Baths 2
Status Active
Directions I-75 to exit 62 towards Mt Vernon on KY-461/US-150. Left onto Richmond St. Right onto School St, Right onto Williams Street to property
City Mt Vernon
Lot Size Units Acres
Lot Size Square Feet 43560
Virtual Tour https://www.dropbox.com/scl/fi/34nvv54jgwrqkcbhy1jx4/650-Williams-Street-Mt-Vernon-KY-40456.mp4?rlkey=hkly1iji62bt0h1uf9qrc9egc&st=yndjj9tg&dl=0
Standard Status Active
Tax Lot 0000

Interior Features

Basement None
Total Fireplaces 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Above Grade Finished Area 3177
Half Baths 2
Total Bedrooms 4
LivingAreaSource Other
Total Baths 4

Exterior Features

Fencing Privacy,Partial,Wood
Parking Features Attached,Entry Front
Lot Features Cleared,DeadEnd,Level
Water Source Public
Lot Size Area 1
Foundation Details Crawl Space,Slab
Building Area Total 3177
Lot Size Acres 1

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Elizabethtown, KY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School
Middle School
High School Unknown High School

Price History

6/11/2026 Listed $298,500
6/15/2026 2% - $292,000
6/22/2026 1% - $289,500
9/9/2026 2% - $285,000

Property vs Zip Code Average in 40456

Price
AVG $260K
$290K
Year Built
AVG 2791
1932

Areas That We Cover

650 Williams St Mt Vernon, KY is a Single Family Home for sale at $285000 with 3177 sqft and a lot size of 1 Acres Acre(s). 650 Williams St Mt Vernon has 4 bedrooms, 2 baths and was built in 1932. The property's zip code is 40456 which is in Mt Vernon, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Jacey Kline

Jacey Kline

REALTOR®

270-202-0505

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