Jacey Kline

643 E Oak St

Louisville, KY
$ 189,900 Beds 4 Baths 1 Sq 2,886
Monthly Estimate* How much can I afford?

Unlock opportunity in the heart of historic Shelby Park! This spacious home has a flexible 4-bedroom layout with character and charm: tall ceilings, hardwood floors, unpainted wood trim, pocket doors, and original door knobs await your personal touch. The main level offers nearly 1,500 SF while another bonus is the 1,000+ SF of finished attic, a perfect flex space. Plus, the 500+ SF walk-up unfinished basement has laundry hookups and extra room for storage. The home is zoned R-6 with duplex-conversion potential; buyer to verify. As a contributing resource in the Shelby Park National Register Historic District, it is eligible for historic rehabilitation tax credit programs, according to the Kentucky Historic Council. Outside sip sweet tea on the front porch overlooking the front yard or garden in the backyard, both adorned with locally sourced native plants landscaped by Native Oasis. The privacy-fenced backyard offers raised beds, a shed and an off-street one car parking pad. This centenarian home is full of potential for homebuyers ready to build equity through updates and improvements or investors looking for their next renovation or buy and hold property. The surrounding blocks include the park, Shelby Park, which is home to a historic Carnegie library, where the Shelby Park Neighborhood Association meets monthly. Nearby the home is also a plethora of local dining and businesses such as Perso, Toasty's Tavern, Atrium Brewing, OMA, Lady Luck, Mooncrust Cafe, and many more! Plus, the centrally located neighborhood is next to Germantown, Logan Street Market, minutes from Downtown Louisville, the Highlands, NuLu, local restaurants, parks, entertainment, and more! Whether you're looking for your next renovation project, a long-term investment, or a home where your improvements can build equity, this property presents an exciting opportunity with lots of possibilities! Property is being sold as-is. Buyer to verify all aspects of the property important to the buyer.

Active

  • Price
  • $ 189,900
  • City
  • Louisville
  • Bedrooms
  • 4
  • Full Bathrooms
  • 1
  • County
  • Jefferson
  • Half Bathrooms
  • 0
  • Area
  • Butchertwn-Hghlnds-Germantwn
  • Lot Size
  • 0.1 Acres
  • Zip
  • 40203
  • Sqr Footage
  • 2,886
  • Year Built
  • 1912
  • Style
  • Traditional
  • MLS#
  • 1724912
Listed By: Keller Williams Collective
Data Source: Metro Search, Inc.

Features

General

Heating Electric,Forced Air,Radiant,Other
Cooling Wall/Window Unit(s)
Utilities Electricity Connected,Fuel:Natural
Roof Shingle
Architectural Style Traditional
Construction Materials Vinyl Siding,Wood Frame,Brick,Stone
Year Built 1912
Stories Count 2
Property Subtype Single Family Residence
County Jefferson
Property Type Residential
HOA false
Attached Garage false
Subdivision Name SHELBY
Garage Y/N false
Other Structures Outbuilding
Total Rooms 9
Full Baths 1
Status Active
Directions From I-65N, take exit 134A 61 North/Jackson Street. Continue on South Jackson St. Take a right on E. Oak Street and house will be on the left corner, right before Clay Street, at 643 E. Oak St., Louisville, KY 40203.
City Louisville
High School District Jefferson
MLS Area 02-Butchertwn/Hghlnds/Germantwn
Lot Size Units Acres
Lot Size Square Feet 4400
MLS Area Minor 02-Butchertwn/Hghlnds/Germantwn
Standard Status Active
Tax Lot 0035

Interior Features

Basement Walk-Up Access,Unfinished
Total Fireplaces 2
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Above Grade Finished Area 2279
Total Bedrooms 4
Below Grade Finished Area 502
LivingAreaSource Other
Total Baths 1

Exterior Features

Fencing Privacy,Full,Wood,Chain Link
Parking Features On Street,Off Street,Entry Rear
Lot Features Corner Lot,Sidewalk
Water Source Public
Lot Size Area 0.1
Foundation Details Crawl Space
Building Area Total 2279
Lot Dimensions 40X110
Lot Size Acres 0.1

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Elizabethtown, KY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School
Middle School
High School Unknown High School

Price History

9/18/2026 Listed $189,900

Property vs Zip Code Average in 40203

Price
AVG $260K
$190K
Year Built
AVG 1935
1912

In The Neighborhood

Areas That We Cover

643 E Oak St Louisville, KY is a Single Family Home for sale at $189900 with 2886 sqft and a lot size of 0.1 Acres Acre(s). 643 E Oak St Louisville has 4 bedrooms, 1 baths and was built in 1912. The property's zip code is 40203 which is in Louisville, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Jacey Kline

Jacey Kline

REALTOR®

270-202-0505

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