Jacey Kline

3028 Belknap Beach Rd

Prospect, KY
$ 799,000 Beds 3 Baths 3.5 Sq 3,478
Monthly Estimate* How much can I afford?

Prepare to be captivated by this incredible waterfront home, where breathtaking river views and resort-style living come together. With much of the home thoughtfully renovated, this one-of-a-kind property offers a bright, open layout, luxurious finishes, and an everyday vacation-like atmosphere. The welcoming foyer leads to a spacious family room featuring a wood-burning fireplace and stunning views. The generously sized first-floor primary suite offers a private sitting area, en suite bath with walk-in shower, and walk-in closet. A well-appointed kitchenette/hospitality station adds an extra touch of luxury and convenience to the first floor, offering the perfect spot for coffee, beverages, snacks, or refreshments. A convenient laundry closet and half bath complete the first level. Upstairs, the showstopping great room boasts soaring vaulted ceilings, a formal dining area, casual dining space, and a spectacular gourmet kitchen featuring open shelving, a waterfall-edge island, and top-of-the-line appliances. The second-floor primary suite offers another luxurious retreat with an en suite bath and walk-in shower, while a third bedroom also enjoys its own en suite bath. But the true magic is outside! Expansive deck and patio spaces overlook the dock and river, creating the perfect setting for morning coffee, sunset cocktails, or unforgettable gatherings with family and friends. Relax in the hot tub on the upper deck while taking in the incredible waterfront scenery. With multiple spaces designed for entertaining and views that never get old, this is waterfront living at its finest.

Active

  • Price
  • $ 799,000
  • City
  • Prospect
  • Bedrooms
  • 3
  • Full Bathrooms
  • 3
  • County
  • Oldham
  • Half Bathrooms
  • 1
  • Area
  • Oldham County N171
  • Lot Size
  • 0.38 Acres
  • Zip
  • 40059
  • Sqr Footage
  • 3,478
  • Year Built
  • 1976
  • Style
  • MLS#
  • 1727643
Listed By: Family Realty LLC
Data Source: Metro Search, Inc.

Features

General

Heating Electric,Forced Air
Cooling Central Air
Utilities Electricity Connected,Fuel:Natural
Roof Shingle
Garage Spaces 2
Construction Materials Other,Wood Frame
Year Built 1976
Stories Count 2
Property Subtype Single Family Residence
County Oldham
Property Type Residential
HOA false
Attached Garage true
Subdivision Name BELKNAP BEACH ESTATES
Garage Y/N true
Other Structures Garage(s),Pergola
Total Rooms 15
Full Baths 3
Status Active
Directions Brownsboro Rd/ HWY 42, left of Rose Island Rd, Left into Belknap Beach onto Spring Dr., Left onto Belknap Beach Rd.
City Prospect
MLS Area 20-Oldham County N171
Lot Size Units Acres
Lot Size Square Feet 16553
MLS Area Minor 20-Oldham County N171
Standard Status Active

Interior Features

Basement None
Total Fireplaces 2
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Above Grade Finished Area 3478
Half Baths 1
Total Bedrooms 3
LivingAreaSource Other
Total Baths 4

Exterior Features

Exterior Amenities Hot Tub,Boat Slip
Fencing None
Parking Features Attached,Entry Front,Driveway
Lot Features Flood Insurance Req,DeadEnd
Water Source Public
Lot Size Area 0.38
Building Area Total 3478
Lot Size Acres 0.38
Waterfront Y/N true

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Elizabethtown, KY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School
Middle School
High School Unknown High School

Price History

8/28/2026 Listed $799,000

Property vs Zip Code Average in 40059

Price
AVG $1.31M
$800K
Year Built
AVG 2005
1976

In The Neighborhood

Areas That We Cover

3028 Belknap Beach Rd Prospect, KY is a Single Family Home for sale at $799000 with 3478 sqft and a lot size of 0.38 Acres Acre(s). 3028 Belknap Beach Rd Prospect has 3 bedrooms, 3 baths and was built in 1976. The property's zip code is 40059 which is in Prospect, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Jacey Kline

Jacey Kline

REALTOR®

270-202-0505

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